Got a flat tyre or a flat battery? No fuel? Your motorhome just won’t go? Our roadside assistance will be there to help you out of trouble 24/7. Some limits and restrictions apply.1
Accidents happen. So, try not to stress when they do, knowing your motorhome is covered for accidental damage caused by you or someone else.13
Not all damage is accidental. If someone intentionally damages your motorhome, that’s covered as well.13
We’ll provide cover for accidental damage to your motorhome caused by a storm or flood.4
If your motorhome is damaged by fire, we’ll cover the cost to replace or repair it.8
If someone steals your motorhome, or tries to and causes damage to the vehicle, we’ll cover the cost to replace or repair it.5
As rare as they are here in Australia, earthquakes can still hit and cause major carnage. If that’s the case, we’ll cover your motorhome if it’s damaged after an insured event.13
If your motorhome accidentally causes damage to another person’s property, we provide cover for up to $20 million in legal liability costs.6
Cover includes the reasonable cost of towing and storage of your motorhome at a suitable place for safekeeping nearest to the incident location after an insured event.8
If your motorhome isn’t safe to drive after an insured event, we’ll reimburse up to $100 for personal transport from the scene of the incident, to and from the vehicle’s repairer, or to and from a hire car provider.8
If your motorhome is damaged in an insured event and isn’t safe to drive, and you’re more than 100km from home, we’ll reimburse up to $1,000 for your emergency accommodation, transport or repairs.8
Where a claim is accepted for theft or attempted theft of your car, we’ll pay for the reasonable cost of a compact hire car for up to 14 days after theft or attempted theft.14
If you’re the not-at-fault driver in an accident that causes loss or damage to your vehicle, we’ll organise and/or cover the costs of a suitable hire car that will meet your needs, to help you get around. Conditions apply – see the PDS for full details.15
If you have a Comprehensive or Third Party Fire & Theft policy, you can choose to add optional cover for a hire car for up to 14 days for all other insured events.
Note: This optional cover may not always be available to you. If you ask and we agree to add this option, the details will be noted on your policy schedule, and you’ll be charged an additional premium.
If the keys to your motorhome are stolen, we’ll cover the cost up to $1,000 to replace or recode the car’s locks and keys.
It’s not just your car we’ve got covered in the event of an insured event; we’ll look after your contents inside the car too, with up to $150 per item and up to $750 in total.
Your unbraked trailer will be covered for its market value up to $1,500 if it’s damaged as a result of an insured event specified in the policy.14
After you’ve sold or traded in your current motorhome, we’ll insure your replacement vehicle for up to 14 days after the purchase if the replacement vehicle is bought for up to a maximum of $100,000 for Comprehensive and Third Party Fire & Theft policies.16
We’ll help look after your mental health too, with up to $1,500 per person – including you, listed drivers, and household members – towards the cost of counselling sessions needed after an incident where a claim has been accepted.12
If the driver of your motorhome sustains a fatal injury as a result of an accepted claim accident while driving the vehicle with your permission, we’ll pay $5,000 per contract period to the deceased driver’s estate for the purposes of meeting expenses incidental to a funeral, burial or cremation.
If your business items are stolen from a lockable compartment or damaged as a result of an insured event, our optional insurance for theft protection will cover the lesser of the replacement cost or up to $400 per item, with a maximum amount of $2,000 per claim.14
Note: This optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule, and you’ll be charged an additional premium.
When it comes to the contents inside your campervan or motorhome, we’ll cover the lesser of the replacement cost or up to $1,000 per item if loss or damage occurs due to an insured event. The most we’ll pay for each claim is noted on your policy schedule.14
Note: This optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule, and you’ll be charged an additional premium. Business items are not covered under this optional cover and must be covered separately under the Optional Cover: Business Items.
This allows you to choose a repairer outside of our extensive repairer network.8 However, if you don’t select this option, we’ll manage the repair process from start to finish using one of our trusted repairers nationwide. All repairs we authorise come with a lifetime guarantee on workmanship for as long as you own the motorhome.
Note: This optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule, and you’ll be charged an additional premium.
