Accidents happen. So don't stress when they do, and know your car is covered for accidental damage caused by you or someone else.
Not all damage is accidental. So if someone intentionally damages your car, that’s covered as well.
We’ll provide cover for accidental damage to the car caused by a storm or flood.
If your car is damaged by fire, we'll cover the cost to replace or repair it.
If someone steals your car, or tries to and causes damage to the vehicle, we'll cover the cost to replace or repair it.
As rare as they are here in Aus, earthquakes can still hit and cause major carnage at times. So your car will be covered if it’s damaged.
If your car accidentally causes damage to another person’s property, we’ve got you covered for up to $20 million in legal liability costs.
Cover includes the reasonable cost of towing and storage of the car to a suitable place for safekeeping nearest to the incident location after an insured event.
If your car is not safe to drive after an insured event, we'll reimburse up to $100 for personal transport from the scene of the incident, to and from the car’s repairer, or to and from a hire car provider.
If your car is in an insured event and isn’t safe to drive, and you're more than 100km from home, we’ll reimburse up to $1,000 for your emergency accommodation, transport or repairs.
We’ll pay for the reasonable cost of a hire car for up to 14 days after theft or attempted theft.
If you're the not-at-fault driver in an accident that causes loss or damage to your vehicle, we'll organise and/or cover the costs of a suitable hire car that will meet your requirements, to help you get around. Conditions apply- see the PDS for details.
If you have a Comprehensive or Third Party Fire & Theft policy, you can choose to add the option to get a hire car for up to 14 days for all other insured events. Note: this optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule and you will be charged an additional premium.
If your car keys are stolen, we will cover the cost up to $1,000 to replace or recode the car’s locks and keys.
It’s not just your car we’ve got covered in the event of an insured event; we’ll look after your contents inside the car too, with up to $150 per item and up to $750 in total.
Your unbraked trailer will be covered for its market value up to $1,500 if it’s damaged as a result of an insured event.
After you’ve sold or traded in your current vehicle, we will insure your replacement car for up to 14 days after the purchase if the replacement car is bought for less than $100,000 for Comprehensive and Third Party Fire and Theft policies.
We’ll help look after your mental health too, with up to $1,500 per person – including you, listed drivers and household members – towards the cost of counselling sessions needed after an incident where a claim has been accepted.
If a driver of your car sustains a fatal injury as a result of an accident while driving the car with your permission, we will pay $5,000 per contract period to the deceased driver's estate for the purposes of meeting expenses incidental to a funeral, burial or cremation.
If your business items are stolen from a locked boot or lockable compartment, or damaged as a result of an insured event, we’ve got you covered. With our optional car insurance for theft protection, we’ll pay the costs of replacing each item up to $400, with a maximum amount of $2,000 per claim.
Note: this optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule and you will be charged an additional premium.
If your car is a campervan or motorhome, we'll cover the contents inside up to $1,000 if loss or damage has occurred due to an insured event. The most we will pay for each claim is noted on your policy schedule.
Note: this optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule and you will be charged an additional premium.
This option allows you to choose a repairer outside of our extensive repairer network. However if you don’t select this option, we’ll manage the repair process from start to finish for you using one of our trusted repairers nationwide. All repairs we authorise come with a lifetime guarantee on workmanship for as long as you own the car.
Note: this optional cover may not always be available to you. If you ask and we agree to add the option, the details will be noted on your policy schedule and you will be charged an additional premium.
